Personal Checking


LEGACY CHECKING

Need a simple checking account? Then a Legacy Checking Account simply makes sense.

  • $100 minimum opening deposit
  • $5.00 maintenance fee per statement cycle.*
  • 4 free ATM transactions per calendar month. **
  • Free Debit Card.
  • Interest compounded daily and paid on average balances of $1,000 or more per statement cycle. ***
  • The higher your balance, the more you'll earn, with the following interest rate tiers: $1,000-$9,999; $10,000-$24,999; $25,000- $49,999; $50,000 and up.
*To avoid the $5.00 monthly maintenance fee you must meet one of the following requirements:
  1) Maintain an average balance of $1,000 or more during the statement  cycle;  
  2) Opt  in for e-statements; or
  3) Have a direct deposit to your account.

** After four ATM transactions at non-Legacy ATMs, third party charges may be applied.   
     Insufficient funds fee may apply.

*** Rates subject to change without notice.

FIFTY-FIVE & ALIVE

Are you 55 years of age? Then you can take advantage of a very special account with additional free and discounted services. Getting older has its benefits.

  • $100 minimum opening deposit.
  • No monthly fee and no per  item charge.
  • One free box of Legacy State Bank checks per year.
  • Free official checks.
  • Bonus of 10 basis points on all CDs.
  • 4 free ATM transactions per calendar month.*
  • Free Debit Card.
  • Interest compounded daily and paid on average balances of $1,000 or more per statement cycle. **
  • The higher your balance, the more you'll earn, with the following interest rare tiers: $1,000-$9,999; $10,000 -$24,999; $25,000- $49,999; $50,000 and up.
*After four ATM transactions at non-Legacy ATMs, third party charges may be applied.  
    Insufficient funds fee may apply.

**Rates subject to change without notice.

 

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